Restoration Physical TherapyPhysical Therapy Paducah KY
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Insurance

A Physical Therapist can evaluate and treat you without a physician's referral in Kentucky; however some insurance companies still require a physician's referral to reimburse for physical therapy services. Call our office to find out if your insurance company requires a physician's referral.

As a courtesy to our patients, we will contact your insurance company to verify benefits prior to making your first appointment. Should there be a discrepancy on benefit details reported, we encourage patients to also contact their carrier to be aware of their covered and non-covered rehab benefits. Here is a partial list of the insurances we accept:

  • Anthem BC/BS
  • Bluegrass Family Health
  • Medicare
  • Tricare
  • Cigna
  • Aetna
  • United Healthcare
  • HealthNet
  • Humana
  • Worker's Comp
  • MedPay (auto accidents: Allstate, Farmers, AAA, State Farm, etc.)

Patient responsibilities include:

1. Current medical prescription for PT, if required.
2. Payments of deductible.
3. Co-insurance or co-payment per visit.

We accept Visa, MasterCard, Discover, cash and personal checks. A patient payment plan is also available upon request.

If you are not using insurance, the fee for the first visit is $110 for initial consultation, evaluation, assessment and treatment by a licensed physical therapist. Charges for each visit thereafter will be discussed with each patient individually. Payment is due at the time service is provided.